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Could You Use More Than One Savings Account?Originally, savings accounts were created to give people a place to hang on to their money for the future, and to earn a little interest in exchange for doing it. It was a safer place to hold the money than under the mattress or in a box buried in the... How to Compare Savings AccountsSavings accounts are where many people hang on to cash for future use - some people save for emergencies, vacations and travel, and the items they would like to buy someday when they have saved up enough money. People feel confident with their money in savings accounts, because they are... How to Save Money Christmas ShoppingIt's that time of year again - for those of us who are financially disciplined, you've either already completed your 2008 holiday shopping or you've got the money set aside and ready to go. For the rest of us, we've only just barely thought about Christmas shopping - and believe... Free College Education ExistsAs high school seniors begin making plans to go to college, the financial reality of it all begins to set in for their parents. Sure, it's usually pretty easy for students and their parents to get approved for college loans to pay for whatever you can't pay upfront - but... Using a Credit Card For All Purchases Without Going Into DebtUsing a credit card instead of writing checks for everything you have to pay for during the month is tempting. If you could use a credit card, and knew that you wouldn't wind up in debt up to your ears, wouldn't you like to? Think of what it would mean... Taking Responsibility For Your Credit CardsIn numerous cases, credit card companies issue cards to customers who may be deemed, risky. In many cases they do so at a higher interest rate. Some of these cards still have annual fee's and additional charges. Now, granted, customers should avoid these cards. However, some customers who want a... Tips For Avoiding BankruptcyBankruptcy is a process governed by federal laws that will cancel many of your debts through an order of the court. It does not cancel ALL types of debt, however, and that is important to note before filing - if the bulk of your debt is unable to be canceled,... How Much Money Do You Need to Retire?It's amazing to me how many of us go through our working years without too much thought of how we'll live when we retire. Thing is- we want to be able to stop working at some point and enjoy our retirement years, but the only way to do that is... Not All Debt Consolidation Programs Can Rescue Your Financial SituationWhile debt consolidation almost always helps people get control over excessive, high interest debts, there are actually instances when it doesn't offer much relief. The general idea of debt consolidation is terrific: smash all of your debts into a single account, and somehow pay less per month and pay it... Year Round Organization Saves Time and Money at Tax TimeMany people experience the "tax season rush" that occurs every April. They've waited until the last minute to look for essential paperwork, and then the actual filling out of the required tax paperwork takes much longer than expected. The best way to remedy this last minute chaos is to set...
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